CYBERG research » Applying http://www.cyberg2008.org science and technology research Tue, 09 Nov 2010 00:38:25 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 Applying For A Credit Card? – Do Your Home Work First http://www.cyberg2008.org/applying-for-a-credit-card-do-your-home-work-first http://www.cyberg2008.org/applying-for-a-credit-card-do-your-home-work-first#comments Sat, 04 Apr 2009 04:42:56 +0000 http://www.cyberg2008.org/applying-for-a-credit-card-do-your-home-work-first Today people have a tendency to overbuy — they buy things they hardly need. Presence of newer types of gadgets, inventions and services combined with marketing tactics lure people to go for things and services they may not really need. The widespread prevalence of credit cards has made buying easier than ever before. This “plastic currency” has virtually replaced the hard currencies of all shades and denominations. To a large extent, credit cards “culture” is responsible for overshopping.

Since everything costs money, numerous financial instruments have Read more

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